Say you are an independent developer who wants to make sure they are saving for retirement, without a company 401(k) being available, what should I be doing? IRA?

@collin SEP IRA or Individual 401k.

@collin SEP IRA probably. They have higher contribution limits and are only available to self employed or small biz

@collin Roth IRA as an individual, add a SEP IRA if you want to save more, and also add a 529 if you have kids.

@johnphamvan thank you!