@gruber I get your point, but if they've already been around 5+ years, I think there's a better chance than you might think.
I don't necessarily mean small instances like mine, but there are several great choices with 10-50k users which are not the default choice of everyone. That's the sweet spot in my opinion.
Also - if your instance dies, it's not like you can't move and take everything with you...but again - all this detail is *not* covered well during onboarding.
Your idea of a paid instance isn't guaranteed to be any better, but I get there's a different motivation. I also like to pay for my services.