Over the last year I’ve been using YNAB to help manage my finances. It wasn’t all plain sailing, I had to start fresh on it a couple of times, but it certainly helped me steward my money more wisely. Going into 2018 I had one big goal: get rid of my credit card debt. On 31st December I ... philbowell.blog

@philbowell Congratulations! I did a similar thing about 12 years ago. Lately I have been listening to the YNAB podcast, and I think it would help me be an even better steward of the resources I have.

@macgenie thanks! Really pleased it’s all gone. I haven’t listened to the podcast, might give it a go, I’m keen to build on the momentum and develop some even better habits.

@philbowell @macgenie This reminded me when I was old enough to buy myself a wallet, I didn’t have any money left to to put in the wallet 😃

@aqeelfikree @philbowell This happened to my sister when we were 4-5 years old. Our parents gave us each one dollar to go shopping with the babysitter. She bought a purse. (I bought candy.)

@philbowell Still using YNAB? I think it's the best budgeting software on the market.